How high is your deductible?
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Accident plans are designed to cover the bills for the medical care and other expenses that come up after an accidental injury. Visits to the Emergency Department or an Urgent Care Center can cost a lot. If you have not already spent a lot on medical care over the course of the year, will be responsible for at least some of that bill- possibly all of it.
High Deductible Health Insurance & Accident Plans
Your share of the bill depends largely on your deductible. Your deductible is the amount that you may have to spend out-of-pocket before your medical insurance starts to share costs. Even then, you'll have to spend quite a bit more (your coinsurance) before you're done (this is your "max out-of-pocket").
To manage this, we often recommend getting an accident plan. These will cover the out-of-pocket costs caused by all sorts of injuries, including insect or animal bites, falls on icy surfaces, sports injuries, car accidents, etc.
No one wants to find themselves wondering if it’s “worth it” to get immediate care for an injury because they are worried about the bill. Protect your family and your budget for a manageable monthly cost.
Accident plans are guaranteed issue to all applicants between the ages of 18 and 64 and their dependents. Further, dependents can stay on their on a parent’s plan up to age 26.
High Deductible Health Insurance & Accident Plans
Your share of the bill depends largely on your deductible. Your deductible is the amount that you may have to spend out-of-pocket before your medical insurance starts to share costs. Even then, you'll have to spend quite a bit more (your coinsurance) before you're done (this is your "max out-of-pocket").
To manage this, we often recommend getting an accident plan. These will cover the out-of-pocket costs caused by all sorts of injuries, including insect or animal bites, falls on icy surfaces, sports injuries, car accidents, etc.
No one wants to find themselves wondering if it’s “worth it” to get immediate care for an injury because they are worried about the bill. Protect your family and your budget for a manageable monthly cost.
Accident plans are guaranteed issue to all applicants between the ages of 18 and 64 and their dependents. Further, dependents can stay on their on a parent’s plan up to age 26.
