Get the Right Dental Insurance for a Healthy Smile
Not many people enjoy going to the dentist, but having the right dental insurance can make those dental visits easier to bear. Our Local Connecticut Based insurance agents work with providers around the country to get you the best dental coverage for the lowest premium.
Wisdom tooth complications, cavities and other oral challenges are likely to arise at some point in everyone's life. That’s why it’s important to invest in your dental health as much as you do in your general health. Turn to an insurance expert who can help you find the right package.
Since 1996, the HIQS Group has been providing reliable guidance for clients in Bethel, CT and surrounding areas. We are a dedicated group of insurance experts that can help you navigate a range of dental insurance options and find the right package for you. From coverage for routine cleanings and X-rays to additional needs such as restorative services and discount plans, count on HIQS to find a tailor-made solution for you.
For personalized service and ongoing support from a dedicated staff, partner with the experts at the HIQS Group in Bethel, CT. Call 203-730-8304 or stop by for a free consultation today!
Wisdom tooth complications, cavities and other oral challenges are likely to arise at some point in everyone's life. That’s why it’s important to invest in your dental health as much as you do in your general health. Turn to an insurance expert who can help you find the right package.
Since 1996, the HIQS Group has been providing reliable guidance for clients in Bethel, CT and surrounding areas. We are a dedicated group of insurance experts that can help you navigate a range of dental insurance options and find the right package for you. From coverage for routine cleanings and X-rays to additional needs such as restorative services and discount plans, count on HIQS to find a tailor-made solution for you.
For personalized service and ongoing support from a dedicated staff, partner with the experts at the HIQS Group in Bethel, CT. Call 203-730-8304 or stop by for a free consultation today!
Dental Plans
There are two types of "stand alone" dental coverage available for individuals and families: Full dental plans & Discount plans.
Full Dental Plans
What are Full Dental Plans?
- They reimburse you or the dental provider for the actual dental costs.
- They give you negotiated AND discounted prices if you use network providers.
- If all your providers are “In-Network” purchase the “Dental Value” plan.
- Be aware of waiting periods before certain procedures are covered.
- Vision coverage can be added at a favorable rate.
Spirit has 2 dental plans available. One has network which is more limited than Cigna; The other allows you to go to any Dentist, but does not offer the advantage of negotiated rates that the PPO network plans do.
Discount Dental Plans
What are Discount Dental Plans?
- Discount plans are not insurance plans. They offer a reduced rate on dentistry.
- You must use a dentist in their network in order to benefit. Therefore, we generally recommend this option if your dentist is in one of the networks.
- The premiums are lower than full dental plans:
- Between $80-$160 per year for individuals
- Between $120-$200 per year for families
- Some plans include vision benefits and free cleanings.
***Alternatives to “stand alone” plans are available with other carriers who offer dental coverage as an “add on” option to accompany their health plans.
Another alternative is Group Dental coverage.
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Dental Insurance is key for growing families. Joseph is a true professional who has your best interest in mind. I'd recommend him to anyone looking for an insurance provider that'll do the shopping for you. Joseph's knowledge truly sets him apart from other insurance agents. It's been a pleasure to converse with an expert who takes the time to breakdown the ins and outs of insurance policies in a way to that his customers and clients understand. |
Insurance providers we work with
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We offer Dental Insurance to many residents in Connecticut. Many of our clients live in the local Fairfield County area. We've got plenty of connections with local dentists to get you the very best dental coverage rates.
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