Taking a little vacation from the shores of Connecticut?Great! Going out of the Country?We are often asked, “Does my health insurance cover me out of the county and while traveling?”
The answer may be yes or no or somewhere in-between depending on your insurance. The best advice is to check with your insurance agent before you book a trip. Medicare, for instance, does not cover you outside of the United States.
There are some supplements that do offer some coverage, but not all plans do. In my past life as a tour planner for mostly senior groups, we advised everyone to take trip cancellation insurance with some emergency medical coverage. We had good experiences and bad – the bad only from those that did not take it and ended up ill in a foreign country.
Even traveling within the United States a trip cancellation policy can save the day when you or a family member becomes too ill to travel at the last minute or needs to interrupt a trip due to illness.
Cancellation penalties can be steep, so in addition to missing the trip of a lifetime, you lose hard earned cash. A trip cancellation policy can pay not only for cancellation penalties, portions of your travel you do not use in the case of illness, but travel delay if flights are delayed and you miss your flight, baggage among other things.
Life Insurance isn't one of those things that you're thrilled to buy. My wife has been nagging me for months to get proper life insurance just in case. Joseph did a great job of finding a plan that was affordable and easy to get started right away. -Bill Fitzpatrick, Google Review
Joseph's knowledge truly sets him apart from other insurance agents. It's been a pleasure to converse with an expert who takes the time to breakdown the ins and outs of insurance policies in a way to that his customers and clients understand. -John Chopourian, Facebook Review
Insurance providers we work with
Travel Insurance is very important because most health insurance plans don't cover individuals who travel outside of their country. Make sure to give HIQS Insurance Group a call to make sure that you're protected while on vacation.
HIQS Insurance Group
The HIQS Insurance Group is the leading provider of life insurance in Connecticut.